I am going to brag, brag, brag!! My accounting/financial mentor taught me a hundred years ago that the IRS is NOT my savings account. You don’t over pay to get a refund to go on vacation. You try to pay just what you owe and sock the rest in savings and investments that then pay for your vacation with interest. Why pay the IRS interest to hold your money? Be responsible! Be disciplined! Make your money work for you. That’s what the experts say. Anyway, she told me I wanted to be within $500 of the bottom line. In other words, if I owed $500 or less or was due a refund of $500 or less, I was in good shape. So each year I would work towards that. This year, I changed our deductions twice, I know, I know, it’s work, but this year we are owed $21.00 for federal AND state. This is the closest I have ever been to being even.

I know most of you are rolling your eyes but to me this is huge news. I’m a goal setter so it makes me happy, happy, happy!! It’s the little things that are big! And of course, now the pressures on to get better for next year. Only…….

I can’t think about that right now. If I do, I’ll go crazy. I’ll think about that tomorrow. For tomorrow is another day!