Please click here to read about the devastation in America and to see how you can help. Dr. Gayla Holley, founder of Moms Against Hunger, is a personal friend of mine who has for years responded to emergencies around the world. I can vouch for the fact that your donations will go to actually HELP! If you are local to me, you may come by the Oasis RMA store and give a donation as well, we will make sure it gets there.

downwithtyranny

It was back in September when I came home one night and there was no parking on our street. The new neighbors were having a party. Cars on the lawn and everywhere and the front yard full of drinking, cussing people. This, after a summer of each night of a loud porch party. One evening as I was checking the mail the conversation was about which bong was the best. They are nice people, but we always had a quiet tree-lined street. Now that the housing market had taken a deep plunge in our area, we had investors buying rental properties and our neighborhood isn’t what it used to be. Coupled with a subsidized apartment building that had just been built less than a half-mile away and the increase of homeless traffic on the rail trail that runs the exterior path of our housing development and the neighborhood had changed drastically. My husband came home one night to find a man in a ski mask walking the neighborhood. Two of my neighbors were moving, one right next door, who would my new neighbors be?

I knew our home had lost value but I just kind of buried my head in the sand about it. Then I talked to an accountant that said my home had lost so much value that it would take about 30 years for me to recover my investment. Couple that with a friend who asked an innocent question, “At what point do you cut your losses?” We realized it was time to make decisions. I called the bank about a modification on the loan because at this point I can buy my exact floor plan for $90k less than what I owe. The bank said if we were current on the loan, a modification was not possible. So we missed a payment and asked for a modification. They said we didn’t qualify for a modification but we qualified for a repayment plan. It seems you have to miss two payments to be considered for a modification. So we missed a second one.

They asked us to turn in our financials, which we did. Only here is where it gets confusing or so I thought. My loan is with Wells Fargo Bank. They require that a home preservation specialist signs off on your docs to begin the process of a modification request. Only no one will sign off on my docs. They agree that I have turned them in, they agree that Wells Fargo has them, only they say that I need to get “serious” about my request and get someone to sign off. Besides calling and leaving messages, putting everything in writing and calling HUD how am I not being serious? Almost two weeks have passed since they promised a sign off on my docs.

In the meantime, they send me letters that states, “We are sorry we have not come to terms.” Here’s the kicker. If we start making our payments, then we no longer qualify for a modification request. I am frustrated and confused.

Then it dawned on me! We, the taxpayers, have already paid for my house. We did so with a bailout. They don’t care if I foreclose because they’ve already been paid. They sell the house to an investor and move on making money from what I paid, making money from the bailout, and making money from the investor. I knew the American public had been scammed but I didn’t realize to the extent.

Today I want to direct you to my friend Jon’s blog. He wrote a great post about making a vow to God. So please click here.

In our last TLC meeting we discussed exactly this as part of our homework assignment! I love Dr. Kevin Leman, and this was timely and needed! Enjoy!

Click here to read the article.

sofiastyles.com

In our TLC bible study, Lioness Arising, Lisa Bevere makes a statement that 50 million females are missing off the face of the planet. The number struck me. Have you ever considered that women have vanished, been aborted, killed, or set aside, never to be seen or heard from again? Lisa then makes the statement that she isn’t even talking about sex-trafficking.

I began to google gendercide and began to read. Today I wanted share an article with you. As you read it, begin to think about where you are in the world and what you can do about it? What if your role is to make people aware that it happens? As Lisa Bevere states, we think this is an “over there” problem but what we allow over there eventually comes here.

Click here to read the article.

Have you ever come across a homeless individual and felt totally uncomfortable?

You see them and you know they are in need, but you are not sure what to do. You know that handing them money is not the best thing. But, you also see that they clearly have some needs. Their lips are chapped. They are hungry. They are thirsty. They are asking for help.

How can you help?

Here is a simple idea – blessing bags.

This was such an easy project. We are now going to keep a few “Blessing Bags” in our car so that when we do happen to see someone on the streets who is homeless, we can hand them a Blessing Bag. I first learned of these bags from my friend, Julie. I am using the picture of her bags (see above) because the ones we took were taken in horrible lighting and turned out really grainy and hard to see what is inside of them.

If you’d like to make your own Blessing Bags, this is what you would need:

Gallon size Ziplock bags
items to go in the bags, such as:
chap stick
packages of tissues
toothbrush and toothpaste
comb
soap
trail mix
granola bars
crackers
pack of gum
band aids
mouthwash
coins (could be used to make a phone call, or purchase a food item)
hand wipes
you could also put in a warm pair of socks, and maybe a Starbucks gift card

Assemble all the items in the bags, and maybe throw in a note of encouragement. Seal the bags and stow in your car for a moment of providence.

This would be a great activity to do with some other families. Each family could bring one of the items going into the bags (ex: toothbrushes). Set up all the items around a table and walk around it with the ziplocks and fill the bags.

In a mad rush to finish my shopping this year I kept getting this feeling I was missing something. I didn’t have the same zeal to buy things this year. I kept stalling. Usually I shop all year through. Gathering gifts I know will be thoughtful. This year I didn’t plan, I didn’t take the time. Then I read this story and my heart resonated with its words.

As I was being asked what I wanted for Christmas I kept saying sincerely, “You know what? I am good. I don’t really need or want anything this year.” The statement was met with stares and protests. This year has been about simplifying. I was getting rid of stuff, not adding. I was donating, not dragging things home.

I pray you touched by this blog as much as I was! Click Here to read.

Here is something interesting!